People join societies to protect their individual self-interests: self-interest in defense, resolution of fraud, and protection of personal and real property. The minority forms government (usually in the name of the majority) in order to keep the majority in check. The majority is kept in check by limiting the amount of capital that can be accessed by it. It’s why you register your property with the state. It’s why you need a license for the particular occupation you are engaged in. It’s why you need permission from the state before putting an addition onto your house. It’s why you need a license to drive in order to get to work. It’s why you are compelled to buy insurance to protect your vehicle, the other guy’s vehicle, and pay for your health care.
The consumer protection argument for these rules is just an excuse; a mask; a distraction from the fact that your access to capital is being rationed through the bottleneck people mistakenly refer to as virtuous government. It’s ironic that the faction of government, the progressive faction, uses the argument of consumer protection to implement these rules knowing that the primary effect is to limit access to and use of capital and liberty.
The progressive and the conservative hence join forces to create this ying-yang; a tug-of-war where you as the citizen are held (better yet stretched) in the balance.
I don’t know about you, but being drawn and quartered by competing factions in government is the last thing I need ….