Category Archives: Financial Regulation

Of markets, god, and scams

The stock market is a scam, a scheme developed by the corporatists element of the State to entice you to return what’s left of your disposable income to them in return for speculative and unpredictable capital gains that, if actualized, … Continue reading

Posted in capital, Financial Regulation, liberty, Political Economy, society, voluntaryst, Wall Street | Tagged , , , | 1 Comment

First Blush: Trump’s independence key to reducing regulations

Pundits expected the Republican Party to implode, but with the Democratic Party’s failure to craft a message that appealed to working poor and rural whites, it is the Democratic brand that is now under serious fire. This failure to connect … Continue reading

Posted in capital, commerce, Congress, Donald Trump, Economy, Financial Regulation, GOP, Uncategorized | Tagged , , , | Leave a comment

#Capital: Should public policy use an #entrepreneur definition of systemic risk?

An article in yesterday’s The New York Times discusses the U.S. House Financial Services Committee’s review of the processes behind the Financial Services Oversight Council’s designation of non-bank financial entities.  Under section 113 of the Dodd-Frank Wall Street Reform Act, … Continue reading

Posted in capital, commerce, credit, Economy, entrepreneur, Financial Regulation, government, Political Economy, stimulus | Tagged , , , , , | Leave a comment

It is becoming more obvious the #Obama Administration does not understand the #economy

An article in The Wall Street Journal raises the question: does the Obama administration care more about the secondary markets for the financial industry or does it care about the overall economy.  The Administration has a little less than three … Continue reading

Posted in Economy, Financial Regulation, government, Justice Department, Obama, Political Economy | Tagged , , , | 1 Comment

.@RepKevinBrady had it right until he said bi-partisan commission

U.S. Representative Kevin Brady, Republican of Texas and chairman of the Joint Economic Committee penned an op-ed for The Wall Street Journal asking readers to take their eyes off of the distraction over who should be the next chairman and focus … Continue reading

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If I were a big bank, I wouldn’t lend you money either

I hate when politicians try to make “too big to fail” about whiny consumers who couldn’t get a loan to finish a deck that overlooks their backyard.  The concept raised its head again during a Senate sub-committee hearing on J.P. … Continue reading

Posted in banks, capital, Congress, consumer protection, consumers, Economy, Federal Reserve, Financial Regulation, free markets, Political Economy, too big to fail | Tagged , , , , , | 3 Comments

Why not require borrowers put down 100% toward a mortgage?

An article in The Hill’s On the Money section describes an alliance of sorts between lenders and consumer advocates who are expressing concerns about the negative impact stricter down payment rules would have on middle and low income borrowers seeking … Continue reading

Posted in banks, capital, consumer welfare, Economy, Financial Regulation, Foreclosures, free markets, Political Economy | Tagged , , , | 1 Comment

How about getting rid of commercial banking?

Had a thought on commercial banking and lending to consumers.  Why not abolish commercial banking and lending to consumers?  If a consumer wants to borrow money, why not provide then the option of a free market approach of obtaining financing … Continue reading

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Educating the voter on Wall Street

An article in The New York Times.com describes how campaign ads from the left and the right are using the flimsiest of links to tie candidates to Wall Street.  The candidates described in the piece rarely set foot in Manhattan … Continue reading

Posted in Economy, Elections 2012, Financial Regulation | Tagged , , | Leave a comment

CFPB should focus on consumer financial strengthening

CFPB should focus on consumer financial strengthening.

Posted in consumer protection, Financial Regulation | Tagged , , | Leave a comment